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Standard Chartered Super value titanium credit card
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Standard Chartered Super value titanium credit card 2024

Standard Chartered Super Value Titanium Credit Card provides cashback benefit of 5% around fuel and bill payments. The card also offers benefits such as balance transfer, premium banking and reward points. Read on to know more details about this credit card such as fees & charges, eligibilty parameters, how to apply and know if this card is a good option for you or not.

Standard Chartered Super Value Titanium Credit Card Features

The features are as follows:

5% Cashback on:

  • Utility Bills: 5% cashback* on utility bills with a maximum cashback of Rs. 100 per transaction (on minimum transaction of Rs. 750). You can earn a maximum cashback of Rs. 100 per month.
  • Phone Bills: 5% cashback* on phone bills with a minimum transaction amount of Rs. 750. You can earn a maximum cashback of Rs. 200 per month subjected to a maximum cashback of Rs. 100 per transaction.
  • Fuel: 5% cashback*, up to Rs. 200 per month,  on fuel spends across all fuel stations (maximum cashback of Rs. 100 per transaction). All transactions of Rs. 2,000 or below are eligible for cashback.

Rewards: 1 reward point for every Rs. 150 when you use your credit card for all other expenses.

Premium Banking Benefits: Premium Banking customers, can enjoy complimentary Super Value Titanium Card with Nil annual fees along with complimentary Priority Pass Membership.

*Terms and conditions apply

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Fees and Charges

Refer to the table below for the fees and charges applicable on this credit card:

Fee TypeAmount
Joining FeeRs. 750
Annual Fee ( from second year)Rs. 750
Finance Charges3.75% per month| 45% per annum
Late Payment FeeFor Statement Balance:
Up to Rs. 100 – NilRs. 101 to Rs. 500 – Rs. 100Rs. 501 to Rs. 5,000 – Rs. 500Rs. 5,001 to Rs. 15,000 – Rs. 700Rs. 15,001 to Rs. 25,000 – Rs. 800Above Rs. 25,000 – Rs. 1,200

*For most important terms and conditions , Click Here.

Eligibility Criteria

CriteriaDetails
OccupationAvailable to both Salaried and Self-employed
Minimum Income RequiredRs. 55,000 per month
Serviceable CitiesClick here for the list of eligible cities
Documents RequiredClick here for the list of acceptable documents

Should you Get this Credit Card?

If you want to get a credit card that offers good cashback on fuel, utilities, and phone bills. It earns a 5% cashback on all three categories. However, the rewards on other categories outside these three are below average (1 reward point on every Rs. 150 spent).  The card offers 5% cashback on fuel spends, subject to Rs. 750 minimum transaction, with a maximum cashback of Rs. 200 per month.

 This card comes with a low annual fee of Rs. 750 which is also waived off for Standard Chartered Personal Banking users. Standard Chartered Premium Banking customers will also receive a monthly visit to Priority Pass airport lounges. If you are a high-spender who puts maximum expenses on the credit card, it is a good option. The more you spend, the more reward points you will earn. 

If you are willing to get a card that provides multi-faceted benefits on other categories such as travel, shopping, entertainment, etc., you should consider some other credit card such as HDFC Regalia, Citi Cashback, and more.

Note: This card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the Standard Chartered Bank website.

Pros and Cons

ProsCons
Attractive 5% cashback on fuel, utility bills, and phone billsMonthly cap on reward earning
Additional benefit for Premium Banking customersBelow average rewards rate on all other spends

Compare Similar Credit Cards by Other Banks

Credit Card Annual FeeReward PointsNet Savings
Standard Chartered Super Value Titanium Credit CardRs. 750Earn 1 reward point for every Rs. 150 spentRs. 9,834*
Rs. 12,930**
HSBC VISA Platinum Credit CardNILEarn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc.Rs. 14,167*Rs. 22,833**
ICICI Bank Coral Contactless Credit CardRs. 500Earn 2 Payback Points on every Rs.100 spentRs.10,636*Rs.15,771**
Standard Chartered Platinum Rewards Credit CardRs. 250Earn 5 Reward Points for every Rs.150 spent at partner dining restaurantsRs.8,510*Rs.9,782**

*On spending Rs.2 lakh annually

**On spending Rs.4 lakh annually

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Frequently Asked Questions(FAQs)

Can I transfer my outstanding balance on any other bank’s credit card?
Yes, provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance on any other bank’s credit card. The card allows transferring other credit card balance of up to Rs. 5 Lakh, at an interest rate of 0.99% for first six months.

Are my online transactions secured?
Yes, all the online transactions secured with the feature of 3D secure OTP verification.

What are the identity proofs required to apply?
The identity proofs required to apply for Standard Chartered Super Value Titanium credit card are Aadhaar Card and any one of the following photo cards- Passport, PAN card, Voter ID card or Government ID.

Will I be charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.

Author

  • Bhuvnesh Bhushan

    Founder of Bhuvnesh Blog. Bhuvnesh Bhushan is a Internet Marketing Geek and Instrumentation Engineer. He holds an Engineering Degree in Electronics and Communication Engineering (GLA University, Mathura) and is professional blogger in India.

    View all posts Founder and CTO

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Founder of Bhuvnesh Blog. Bhuvnesh Bhushan is a Internet Marketing Geek and Instrumentation Engineer. He holds an Engineering Degree in Electronics and Communication Engineering (GLA University, Mathura) and is professional blogger in India.