Standard Chartered Super Value Titanium Credit Card provides cashback benefit of 5% around fuel and bill payments. The card also offers benefits such as balance transfer, premium banking and reward points. Read on to know more details about this credit card such as fees & charges, eligibilty parameters, how to apply and know if this card is a good option for you or not.
Standard Chartered Super Value Titanium Credit Card Features
The features are as follows:
5% Cashback on:
- Utility Bills: 5% cashback* on utility bills with a maximum cashback of Rs. 100 per transaction (on minimum transaction of Rs. 750). You can earn a maximum cashback of Rs. 100 per month.
- Phone Bills: 5% cashback* on phone bills with a minimum transaction amount of Rs. 750. You can earn a maximum cashback of Rs. 200 per month subjected to a maximum cashback of Rs. 100 per transaction.
- Fuel: 5% cashback*, up to Rs. 200 per month, on fuel spends across all fuel stations (maximum cashback of Rs. 100 per transaction). All transactions of Rs. 2,000 or below are eligible for cashback.
Rewards: 1 reward point for every Rs. 150 when you use your credit card for all other expenses.
Premium Banking Benefits: Premium Banking customers, can enjoy complimentary Super Value Titanium Card with Nil annual fees along with complimentary Priority Pass Membership.
*Terms and conditions apply
10 Best Credit Cards In India 2024(Opens in a new browser tab)
Fees and Charges
Refer to the table below for the fees and charges applicable on this credit card:
| Fee Type | Amount |
| Joining Fee | Rs. 750 |
| Annual Fee ( from second year) | Rs. 750 |
| Finance Charges | 3.75% per month| 45% per annum |
| Late Payment Fee | For Statement Balance: Up to Rs. 100 – NilRs. 101 to Rs. 500 – Rs. 100Rs. 501 to Rs. 5,000 – Rs. 500Rs. 5,001 to Rs. 15,000 – Rs. 700Rs. 15,001 to Rs. 25,000 – Rs. 800Above Rs. 25,000 – Rs. 1,200 |
*For most important terms and conditions , Click Here.
Eligibility Criteria
| Criteria | Details |
| Occupation | Available to both Salaried and Self-employed |
| Minimum Income Required | Rs. 55,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
| Documents Required | Click here for the list of acceptable documents |
Should you Get this Credit Card?
If you want to get a credit card that offers good cashback on fuel, utilities, and phone bills. It earns a 5% cashback on all three categories. However, the rewards on other categories outside these three are below average (1 reward point on every Rs. 150 spent). The card offers 5% cashback on fuel spends, subject to Rs. 750 minimum transaction, with a maximum cashback of Rs. 200 per month.
This card comes with a low annual fee of Rs. 750 which is also waived off for Standard Chartered Personal Banking users. Standard Chartered Premium Banking customers will also receive a monthly visit to Priority Pass airport lounges. If you are a high-spender who puts maximum expenses on the credit card, it is a good option. The more you spend, the more reward points you will earn.
If you are willing to get a card that provides multi-faceted benefits on other categories such as travel, shopping, entertainment, etc., you should consider some other credit card such as HDFC Regalia, Citi Cashback, and more.
Note: This card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the Standard Chartered Bank website.
Pros and Cons
| Pros | Cons |
| Attractive 5% cashback on fuel, utility bills, and phone bills | Monthly cap on reward earning |
| Additional benefit for Premium Banking customers | Below average rewards rate on all other spends |
Compare Similar Credit Cards by Other Banks
| Credit Card | Annual Fee | Reward Points | Net Savings |
| Standard Chartered Super Value Titanium Credit Card | Rs. 750 | Earn 1 reward point for every Rs. 150 spent | Rs. 9,834* Rs. 12,930** |
| HSBC VISA Platinum Credit Card | NIL | Earn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc. | Rs. 14,167*Rs. 22,833** |
| ICICI Bank Coral Contactless Credit Card | Rs. 500 | Earn 2 Payback Points on every Rs.100 spent | Rs.10,636*Rs.15,771** |
| Standard Chartered Platinum Rewards Credit Card | Rs. 250 | Earn 5 Reward Points for every Rs.150 spent at partner dining restaurants | Rs.8,510*Rs.9,782** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
5paisa Stock Trading, Demat, Brokerage and Reviews 2024(Opens in a new browser tab)
Frequently Asked Questions(FAQs)
Can I transfer my outstanding balance on any other bank’s credit card?
Yes, provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance on any other bank’s credit card. The card allows transferring other credit card balance of up to Rs. 5 Lakh, at an interest rate of 0.99% for first six months.
Are my online transactions secured?
Yes, all the online transactions secured with the feature of 3D secure OTP verification.
What are the identity proofs required to apply?
The identity proofs required to apply for Standard Chartered Super Value Titanium credit card are Aadhaar Card and any one of the following photo cards- Passport, PAN card, Voter ID card or Government ID.
Will I be charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.
Author
Recent Comments