What is Mesobook?

A”mesobook” is a book about mesothelioma, a type of cancer that mostly affects the lungs and abdomen. The book talks about what causes it, its symptoms, how it’s diagnosed and treated, and might include stories from people dealing with mesothelioma. It’s helpful for patients, caregivers, and anyone wanting to understand more about this illness.

Mesothelioma Meaning 

Mesothelioma is a rare and aggressive cancer that occurs in the thin layer of tissue that covers most internal organs. It is usually diagnosed at an advanced stage, when it is not possible to remove the cancer through surgery. For most people, a cure is not possible.

The primary risk factor for mesothelioma is asbestos exposure. Asbestos particles can travel on skin and clothing, so living with someone who works with asbestos may also increase the risk of developing mesothelioma. Symptoms of mesothelioma do not show up until 20-60 years after asbestos exposure.

About 3,000 new cases of mesothelioma are diagnosed in the U.S. each year. The 5-year survival rate is 12% for pleural mesothelioma and 65% for peritoneal mesothelioma. Pleural cases are the most common type.

The most conclusive way to diagnose mesothelioma is through a biopsy. A biopsy collects small fluid or tissue samples for examination under a microscope to determine if cancer cells are present.

Mesobook Commercial

Mesobook commercials are introduce people who have Mesothelioma disease a rare and aggressive cancer caused by exposure to asbestos. These commercials usually start with “If you or a loved one was diagnosed with mesothelioma”.

You can request a free meso book from Mesobook.com to learn about the causes, symptoms, treatment options, and legal rights related to mesothelioma.

Mesobook Commercial Actor

The Mesobook.com website is an advertisement for legal services. The information on the site is not intended to be legal advice, but rather to provide general information about legal issues.

The TV spot for “Free Mesobook” is from Maune Raichle Hartley  & Mudd. The spot features James Sokolove, an attorney at Sokolove Law.

Read More: Best Boat accident lawyer near me

About Maune Raichle Hartley French & Mudd, LLC.

Maune Raichle Hartley French & Mudd, LLC Claim They Are the Largest Firm Exclusively Devoted to Helping Mesothelioma Victims and Their Families.

They have 70+ attorneys, including one that is fluent in Spanish, and 30+ investigators among over 280 employees till date 2023. All of the attorneys, investigators, mesothelioma advocates and employees of the firm are dedicated solely to their mesothelioma clients and patients claims. With offices across the country, Their size and exclusive focus on mesothelioma cases allows to quickly process patients claims and maximize patients recovery. Mesobook.com attorneys have represented thousands of mesothelioma victims and firm is recognized by fellow attorneys as one of the best.

Mesobook Law Firm

A mesobook law firm, Maune Raichle Hartley French & Mudd, LLC have 70+ attorneys, 30+ investigators, over 280 employees specializes in representing individuals or families affected by mesothelioma, a rare and aggressive form of cancer primarily caused by exposure to asbestos. These law firms have legal experts, attorneys, and staff experienced in handling mesothelioma cases and helping victims seek compensation for their injuries.

Related Content- Mesothelioma Lawyer Directory: Find Asbestos Lawyers

What is Mesobook?

Here’s an overview of what a mesobook law firm typically offers:

Legal Expertise: Mesobook law firms have lawyers with specialized knowledge in asbestos litigation. These attorneys understand the complexities of asbestos-related laws, regulations, and court proceedings.

Case Evaluation: They offer free case evaluations where they assess the details of the individual’s exposure history to determine the viability of a mesothelioma lawsuit. They gather information about the exposure to asbestos and the resulting health issues.

Filing Claims and Lawsuits: Once they establish a strong case, these law firms assist clients in filing claims with asbestos trust funds or pursuing lawsuits against responsible parties such as employers, manufacturers, or other entities that exposed individuals to asbestos.

Navigating Legal Processes: They guide clients through the entire legal process, including paperwork, court proceedings, and negotiations with defendants or insurance companies to seek fair compensation for medical expenses, lost wages, pain and suffering, and other damages.

Compassionate Support: Mesobook law firms understand the emotional toll of the disease on victims and their families. They provide compassionate support throughout the legal process, offering resources and assistance beyond legal matters.

Network of Experts: They often collaborate with medical professionals, investigators, and other experts to build strong cases, gather evidence, and strengthen legal arguments.

Experience and Track Record: Reputable mesothelioma law firms have a track record of successful cases and significant settlements or verdicts in favor of their clients. They use their experience to advocate effectively for their clients’ rights.

Contingency Fees: Many mesobook law firms work on a contingency fee basis, meaning they only get paid if they secure a settlement or win the case. This arrangement allows individuals to access legal representation without upfront costs.

FAQs about Mesobook  and Mesothelioma 

1. What is mesobook?

– Mesobook is a book about mesothelioma offer by the company of Maune Raichle Hartley French & Mudd, LLC.

Buy bestselling books online

2. Who is mesobook commercial actor?

– James Sokolove is mesobook commercial actor.

3. Which company offers mesobook?

– Maune Raichle Hartley French & Mudd, LLC, company offers mesobook.

4. What is mesothelioma?

   – Mesothelioma is a type of cancer that affects the mesothelium, the protective lining covering the body’s internal organs. It is most commonly associated with exposure to asbestos.

5. What causes mesothelioma?

   – The primary cause of mesothelioma is exposure to asbestos, a naturally occurring mineral once widely used in various industries for its heat resistance and insulation properties.

6. What are the different types of mesothelioma?

   – Mesothelioma is categorized based on the location in the body where the tumors develop. The main types include pleural mesothelioma (affecting the lining of the lungs), peritoneal mesothelioma (affecting the lining of the abdomen), pericardial mesothelioma (affecting the lining around the heart), and testicular mesothelioma (affecting the lining of the testes).

7. What are the symptoms of mesothelioma?

   – Symptoms may vary depending on the type of mesothelioma but can include chest pain, shortness of breath, persistent cough, abdominal swelling or pain, unexplained weight loss, fatigue, and more.

8. How is mesothelioma diagnosed?

   – Diagnosing mesothelioma typically involves a combination of imaging tests (like X-rays, CT scans, or MRIs), biopsies, and a detailed medical history review, particularly focusing on potential asbestos exposure.

9. What are the treatment options for mesothelioma?

   – Treatment options may include surgery, chemotherapy, radiation therapy, immunotherapy, and targeted therapy. The choice of treatment depends on the stage of the cancer, the patient’s overall health, and other factors.

10. Is there a cure for mesothelioma?

   – Currently, there is no known cure for mesothelioma. However, treatment can help manage symptoms, improve quality of life, and in some cases, extend life expectancy.

11. Can mesothelioma be prevented?

   – Avoiding exposure to asbestos is the best way to prevent mesothelioma. Asbestos is now heavily regulated or banned in many countries, but individuals working in certain industries or living in older buildings may still be at risk.

12. What is the prognosis for mesothelioma?

   – Prognosis varies depending on the stage at which mesothelioma is diagnosed, the type of mesothelioma, and the individual’s overall health. Early detection and intervention can improve prognosis.

13. What is Mesobook law firm?

   – Mesobook law firm, Maune Raichle Hartley French & Mudd, LLC have 70+ attorneys, 30+ investigators, over 280 employees, for solely to across the country mesothelioma clients and their claims.

Most Useful Websites on the Internet – 2024

The most useful websites on the Internet that will make you smarter, increase productivity and help you learn new skills

Here are the most useful websites on the Internet that will make you smarter, increase productivity and help you learn new skills. These incredibly useful websites solve at least one problem really well. And they all have cool URLs that are easy to memorize thus saving you a trip to Google.

Best Free Language Learning Apps of 2024(Opens in a new browser tab)

Most Useful Websites on the Internet

The Most Useful Websites and Web Apps

  1. archive.is — take a permanent snapshot of a web page that will exist forever even if the original page is gone.
  2. autodraw.com — create freehand doodles and watch them magically transform into beautiful drawings powered by machine learning.
  3. fast.com — check the current speed of your Internet connection.
  4. slides.com — create pixel-perfect slide decks and broadcast your presentations to an audience of any size from anywhere.
  5. screenshot.guru — take high-resolution screenshots of web pages on mobile and desktops.
  6. dictation.io – accurate and quick voice recognition in your browser using Google Speech API.
  7. reverse.photos — upload an image and find similar pictures on the web.
  8. copychar.cc – copy special characters and emojis that aren’t on your keyboard.
  9. codeacademy.com – the best place to learn coding online.
  10. noisli.com — ambient noises to help you improve focus and boost productivity.
  11. iconfinder.com – millions of icons for all kinds of projects. Also try icons8.com and flaticon.com.
  12. jotti.org – scan any suspicious file or email attachment for viruses.
  13. wolframalpha.com – gets answers directly without searching   – see more wolfram tips.
  14. earth.google.com – explore beautiful cities, landmarks and orbit the world in 3D from the comfort of your browser.
  15. unsplash.com – the best place to download images absolutely free.
  16. videos.pexels.com — an online library of free HD videos you can use everywhere. Also see videvo.net.
  17. invideo.io — make impressive videos and branded stories for Instagram, Facebook, and YouTube. Also see animoto.com and biteable.com.
  18. semrush.com — Analyze your competitor’s website and discover who is sending them traffic.
  19. zohosign.com — Sign documents online with legally binding e-signatures.

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Also see: Best Online Tools For a Website
  1. everytimezone.com – a less confusing view of the world time zones.
  2. e.ggtimer.com – a simple online timer for your daily needs.
  3. random.org – pick random numbers, flip coins, and more.
  4. remove.bg — remove the background from any photograph without firing up Photoshop. Also see unscreen.com for removing the background from GIFs and videos.
  5. myfonts.com/WhatTheFont – upload an image of any text and quickly determine the font family.
  6. fonts.google.com – the best collection of open source fonts that you can use anywhere without restrictions.
  7. fontstruct.com — draw and build your own fonts and use them in any application.
  8. calligraphr.com — transform your handwriting into a real font.
  9. regex.info – find data hidden in your photographs – see more EXIF tools.
  10. youtube.com/webcam — broadcast yourself live over the Internet without any complicated setup.
  11. camelcamelcamel.com — Create Amazon price watches and get email alerts when the prices drop.
  12. homestyler.com – design from scratch or re-model your home in 3D.
  13. pdfescape.com – quickly edit PDF in the browser without Acrobat.
  14. draw.io – create diagrams, wireframe and flowcharts in the browser. Also see asciiflow.com and excalidraw.com.
  15. web.skype.com — make voice and video calls in your browser with Skype.
  16. onlineocr.net – recognize text from scanned PDFs – see other OCR tools.
  17. wetransfer.com – for sharing really big files online.
  18. file.pizza — peer to peer file transfer over WebRTC without any middleman.
  19. snapdrop.com — like Apple AirDrop but for the web. Share files directly between devices in the same network without having to upload them to any server first.
  20. hundredzeros.com – the site lets you download free Kindle books.
  21. app.grammarly.com — check your writing for spelling, style, and grammatical errors.
  22. noteflight.com – print music sheets, write your own music online ( review).
  23. translate.google.com – translate web pages, PDFs and Office documents.
  24. kleki.com – create paintings and sketches with a wide variety of brushes.
  25. similarsites.com – discover new sites that are similar to what you like already.
  26. bubbl.us – create mind-maps, brainstorm ideas in the browser.
  27. color.adobe.com – get color ideas, also extract colors from photographs.
  28. canva.com — make beautiful graphics, presentations, resumes and more with readymade template designs.
  29. lmgtfy.com – when your friends are too lazy to use Google on their own.
  30. midomi.com – when you need to find the name of a song.
  31. history.google.com —  see all your past Google searches, also among most important Google URLs
  32. faxzero.com – send an online fax for free – see more fax services.
  33. tinychat.com – setup your own private chat room in micro-seconds.
  34. privnote.com – create text notes that will self-destruct after being read.
  35. domains.google.com – quickly search domain names for your next big idea!
  36. squoosh.app – compress images on the fly. Site works offline as well.
  37. downforeveryoneorjustme.com – find if your favorite website is offline or not?
  38. gtmetrix.com – the perfect tool for measuring your site performance and web vitals.
  39. builtwith.com — find the web hosting company, email provider and everything else about a website.
  40. urbandictionary.com – find definitions of slangs and informal words.

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Also see: What is Page Builder?
  1. seatguru.com – consult this site before choosing a seat for your next flight.
  2. stackblitz.com — a playground for building web projects in HTML, CSS and JavaScript. Also see: glitch.com.
  3. flightstats.com – Track flight status at airports worldwide.
  4. mymaps.google.com – create custom Google Maps with scribbles, pins and custom shapes.
  5. snopes.com – find if that email offer you received is real or just another scam.
  6. typingweb.com – master touch-typing and improve your typing speed. Use typelit.io and practice typing with classic literature.
  7. todo.microsoft.com — a beautiful todo app and task manager. Also see Trello.
  8. minutes.io – quickly capture effective notes during meetings.
  9. talltweets.com — Turn Google Slides in animated GIF presentations and videos.
  10. ifttt.com – create a connection between all your online accounts.
  11. namechk.com — search for your desired username across hundreds of social networks and domain names.
  12. gist.github.com — create anonymous and secret text notes and much more.
  13. mathsolver.microsoft.com — solve algebra, calculus, trigonometry and other Maths problems with detailed step-by-step explanations.
  14. powtoon.com — create engaging whiteboard videos and presentations with your own voice overs. Also see videoscribe.co.
  15. beautifier — Prettify your source code and make the code readable. Supports JavaScript, JSON, PHP, HTML and more.
  16. carrd.co — build one-page fully responsive websites that look good on every screen.
  17. spark.adobe.com — make stunning video presentations with voice narration and wow everyone.
  18. anchor.fm — the easiest way to record a podcast that you can distribute on iTunes without have to pay for hosting.
  19. duolingo.com — learn to speak Chinese, French, Spanish or any other language of your choice. Also see memrise.com.

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See: How to Earn Money from Blog.
  1. buffer.com — the easy way to post and schedule updates on Twitter, Instagram, LinkedIn, Google+ and Facebook.
  2. 10minutemail.com — create disposable email addresses for putting inside sign-up forms.
  3. pixton.com — create your own comic strips with your own characters and move them into any pose.
  4. twitterbots — create your own Twitter bots that can auto-reply, DM, follow people and more.
  5. headspace.com —  learn the art of meditation and reduce stress, focus more and even sleep better.
  6. forms.studio —  receive files from anyone in your Google Drive with File Upload Forms.
  7. class-central.com — a directory of free online courses offered by universities worldwide.
  8. googleartproject.com — discover museums, famous paintings and art treasure from all around the world.
  9. instructables.com — step-by-step guides on how to build anything and everything.
  10. flowgram.com — make data-driven graphics, charts and infographics. Also see adioma.com and eas.ly.
  11. figma.com — create interactive wireframes and product mockups.
  12. photos.icons8.com – make your own stock photographs in high-resolution with custom backgrounds, models and facial expressions.
  13. gohighbrow.com — Take bite-sized courses on a variety of topics, chapters are delivered by email every morning.
  14. appinventor.mit.edu — build your own apps (sample) for Android and iOS by dragging blocks instead of writing code. Also see thunkable.com.
  15. htmlmail.pro – send rich-text emails with gmail mail merge.
  16. wirecutter.com — whether you need a vacuum cleaner or an SD card, this is the best product recommendation website on the Internet.
  17. mockaroo.com — download mock data to fill the rows in your Excel spreadsheet.
  18. witeboard.com – A digital whiteboard for teams to collaborate during online meetings and classes.
Also see: How to Make Money from Blogging
  1. duckduckgo.com – a clean alternative to google search that doesn’t track you on the Internet.
  2. whereami — find the postal address of your current location on Google maps.
  3. zerodollarmovies.com — a huge collection of free movies curated from YouTube.
  4. bard.google.com – Google’s answer to OpenAI ChatGPT for creative AI based answers.
  5. upwork.com — find freelancers and subject experts to work on any kind of project.
  6. razorpay.com – easily request payments from customers anywhere in the world.
  7. udemy.com – learn anything from music to Microsoft Excel to accounting with online video courses.

Best Video Editing Software for Windows

Free video editing software no watermark

CyberLink PowerDirector 2024 Ultimate | Easy-to-Use AI Best Video Editing Software for Windows with Premium Visual Effects | Slideshow | Screen Recorder [Retail Box with Download Card]

Easy-to-Use AI Video Editing Software for Windows with Premium Visual Effects 

About Best Video Editing Software for Windows

  • NEW Speech To Text Transcription – Render dialogue and add auto captions in English, Japanese, and Chinese with automated tools.
  • NEW AI Audio Restoration Assistant – Auto-detect unwanted noises instantly and restore your audio clips in a single click with recommended tools.
  • AI Sky Replacement – Replace the sky in your videos with dazzling sunsets, animated Northern Lights, starry night skies, or an image of your own.
  • Video & Title Masks – Create custom masks with an intuitive designer to composite and design unique titles, images, graphics, or videos.
  • AI Audio Denoise – AI-based audio quality enhancement algorithms remove unwanted background noise from your videos.

Also Like: Wondershare Filmora 13 Video Editor With Ai Tools

Free video editing software no watermark

Product details

  • Package Dimensions ‏ : ‎ 7.6 x 5.31 x 1.46 inches; 3.84 ounces
  • Date First Available ‏ : ‎ September 1, 2023
  • Manufacturer ‏ : ‎ CyberLink
  • ASIN ‏ : ‎ B0CH3W1RNB
  • Country of Origin ‏ : ‎ Taiwan

Why every Indian should visit Europe

Best countries to visit in europe in december : Exploring a foreign nation is always a wonderful experience and there are at times when you feel the WOW’ness (or) mind-blowing experience when you visit a foreign country. The mind actually gets expanded if not blown for that matter.

I’ve felt that Wow’ness for the first time when I visited Bali, Indonesia as that was the first foreign land I stepped on. New people, places, culture, volcano, hills, beaches were all quite refreshing to the mind.

I did travel to many other South East Asian countries after that, which I did like without a doubt, but the wow factor was little missing, obvious because location and people are largely similar.

But after many years, I recently visited Europe (Austria & Germany) and there I felt this Wow’ness once again after a long time.

Hence I’m writing this down so you don’t miss it too. Here are the top 12 reasons why I think you should visit Europe next

Fresh Air

With less cities, less population and lots of snow clad mountains and lakes around, you get fresh air not only in the countryside but also in the city.

You can actually feel the freshness when you breathe. Well, you can feel it even in our Indian hill-stations, but in Europe you feel it almost everywhere.

places to visit in europe

Pleasant Weather

Actually no! Europe has erratic weather with chilled months dominating the year.

But as a tourist, if you visit Europe during the summer, you can enjoy the sun and chill breeze at the same time.

Imagine Shimla (or) Ooty on planes without the crowd – that’s Europe to begin with.

Beautiful Landscape

When I think of Europe, I think of beautiful mountains covered in green, stunningly gorgeous lakes, waterfalls, rivers with transparent and clean flowing water, snow clad mountains in winter – the best that the nature can offer to us.

In the recent past I was exploring Golf courses in India to get these beautiful views of the greens and now it has shifted to Europe as it’s even more natural.

Tap Water for Drinking

Like in most developed part of the world, Europe too has clean drinking water coming out of the tap.

When I called the hotel assistant last time for a new bottle of drinking water, he proudly said that “Sir, the tap water is a drinking water and it comes straight from the mountains, its as clean as the bottled water across major cities in Europe.”

Best time to visit europe

Healthy Pizza’s

If you’re travelling to Europe you can’t miss Pizza’s, because you would hardly have an option otherwise. But after consuming Pizza’s in India that causes the feeling of heaviness, I was little concerned.

But to my surprise, the pizza’s in Europe didn’t feel so and they also sell Gluten free ones. It felt super light, just like how it would feel if we have any other food. And the body was also not craving for too much water after having the Pizza.

Not only Pizza, we also had Pasta’s & Sub’s and I could say that those we get in India are all of low standards.

Clean Roads

If you might have noticed, the roads are so clean in most European countries, even in the countryside. I’m unsure if that’s because of their sand or because of their ability to cleverly cover the sand.

Above shot was taken at Innsbruck, Austria that not only has clean roads but also comes with beautiful views of the nearby mountains.

That aside, I was super surprised to notice that they actually clean the roads with water. This probably applies to the busy/popular streets in the city and I witnessed it personally one day while on the way back to Airport by early morning.

Learn More: 7 Most Beautiful Secret Beaches in Europe

Best places to visit in europe

Noise Free Roads

There maybe 50 cars moving on the road, 100 people walking in the streets but no one uses their horn’s on their expensive cars, as fortunately people follow the traffic rules.

I don’t even remember hearing any horn sounds throughout my entire 1 week trip in Austria, which was quite a good feeling.

Heaven for Walking

With wonderful weather, fresh air, less noise around, you’ll be much more happy to walk around the city anytime of the day. You could easily walk 3-4 kms a day, if not more and you would be surprised to see that you’ve walked quite a lot than usual.

I’ve hit my lifetime highest walking distance per week during my recent trip to Europe with an average of 12K steps a day and here’s the alert that iPhone sent when it found a change in my health trend.

Quick Public Transport

While walking is good, going to far end places can be done via public transport.

Moving around the city is super easy with trams and busses connecting the major parts of the city. And on top of it, the frequency is too good (like 10 mins) with proper updates at respective stops.

The good news is that Google is well integrated with these transport systems.

On our last day of the trip, we actually took a bus till it’s last stop of the route & return. It took us across the city, through farmlands, busy streets, etc.

It was an experience in itself, apart from using for the actual commute.

Comfortable & Luxury Taxi’s

Booking an Uber? Expect a comfortable, clean and luxury car arrive in under 5 mins. We got Merc’s, EV Hybrid’s and MUV’s on Uber in Austria and they were all well maintained. Here’s a quick look at some of the taxi’s we got in Austria:

Expect the same at most other developed part of Europe especially in and around Germany for obvious reasons, but well the problem is the cost, which can go up quite a bit easily.

Sunset at 9 PM

It’s magical to experience sunset’s at 9PM in Europe. Of-course there are places on earth where sun might not set even at 12, but well, to really enjoy the sun, the 9Pm sunset’s in Europe during the Summer is certainly a blessing I would say.

And if you’re in a scenic spot like a castle nearby, sunset would feel like a Disney movie. You may experience one here. To feel it in person would be 10X more joyful.

We used to roam around the riverside many days and I usually forget that it’s 10PM and not 6PM.

Note: Do note that all of above are from my experience by travelling on own across Austria and parts of Germany.

Affordable on Miles

Whenever we talk about Europe, the very next thing that comes to mind is cost. It’s expensive – both hotels & flights!

But if you intend to fly business class to Europe from India, probably now is the best time to do so because you can find Return Business Class flights just for ~60K Turkish miles and if you wish to be more flexible, you may go with ~120K United miles.

Have a look at the United Mileage Program, just incase if you’re new to it. The good thing about United is 100% free cancellation which comes pretty handy for all the Visa requirements and of-course the actual booking.

Now that’s the reason why Axis Magnus Credit Card points are lot more valuable than how it appears to be.

Final Thoughts

Some of you might have experienced the above while some might have just heard about it. Either way, I hope the above is useful, especially for those travellers who’re not exposed to Europe or other western countries yet.

May a times when in Austria I used to think what the hell we actually do in India while life is so good, healthy and pleasant in this part of the world.

No wonder why UNHI’s are legally moving to Europe. For those who can’t afford that or don’t prefer to, the easy alternative is to settle in the hills in India.

So to sum up, if you’re sitting on lots of Reward points, drop your SE Asia trip and consider a trip to Europe and you’ll thank me for lifetime.

Because it will have a lifetime impact on you, your children and for the entire nation just incase if you’re influential. For this very reason I wish all politicians are given a complimentary trip to Europe.

I think it helps us embrace India in many ways. At-least I got generous in tipping after getting back to India and having a good meal for 3 EUR, while back in Europe it would easily cost me 10 EUR or more.

Having said that, you shouldn’t do it on a package tour as you don’t get breathing time to really think and observe these and instead become busy in just clicking pictures with an induced smile.

I wonder how these tour companies do like 5 countries in 1 week while I can’t even do 1 country in a week!

Anyway, I hope the above serves as a good start for those new to Europe.

Have you been to European Countries? Feel free to share your experiences in the comments below.

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card: I’ve been asked to review the HSBC Credit cards for couple of years now but i had always postponed it as i thought HSBC would go out of business. Well, I read somewhere few years back that HSBC isn’t interested in getting aggressive on Indian Credit card business so i thought they’ll exit soon.

Fortunately they didn’t. But they’re choosy in issuing credit cards, like, they don’t encourage self-employed individuals. Anyway, i’m happy to finally share the review of their Platinum Credit card with some good insights.

While there are multiple credit cards in HSBC portfolio, i believe HSBC Visa Platinum Card is the only one they’re actively promoting. So this is the review of the same.

  • Joining Fee/Annual Fee: Nil

The surprising part of HSBC credit cards is that they don’t have any joining/annual fee on any of their cards.

Welcome Offers

  • Get ₹2000 Cleartrip voucher on first transaction (Limited period offer)
  • Get 10% cashback (up to ₹2500) for making a minimum of 9 transactions totaling to ₹10,000 or more in the first 90 days.
  • 3X Rewards on Dining, Hotels and Telecom for first 12 months from the date of issuance of your credit card

Learn More: American Express Platinum Travel Credit Card

Regular Offers

  • BookMyShow voucher worth ₹500(2 * 250 voucher) on spending over ₹50,000 in a calendar month. Maximum of ₹3000 per cardholder in a year.
  • Buy 1 Get 1 Tickets has to be only for Saturday shows but you can book on any day the week. Once in a month. Add on card treated as separate card.
  • On Fridays you can get Rs.1200 discount for roundtrip and 1200 off on hotel bookings also using CTHSBCFRIDAY. Add on card treated as separate card.
  • On Sundays you can get maximum of Rs.10000 cashback (10%) for making international flight tickers in MakeMyTrip. Add on card treated as separate.
  • Swiggy Offers: 50% discount up to ₹125 valid on your first order on Swiggy | 25% discount up to ₹150 valid on your order on Swiggy
  • 30% discount on treebo hotels

Balance Transfer and Loan Facility

They seem to have impressive rates and this is what Mouli has to say: “Though I am preferred customer in HDFC and have priority relationship with other banks but still HSBC is my goto card for all BT and loan as they offer the lowest percentage and processing fee.

Last month for BT it was 10.9% interest and 1% processing fee and they will give you Rs.300 Uber voucher for taking BT and loan from them.”

Reward Points

  • 2 reward points for every 150 except fuel transactions
  • 5 Times (5X) Rewards on subsequent purchases made after crossing spend amount of ₹400,000 in a year up to a maximum of ₹1,000,000 in a year

Ideally, you can get ~45k Points on spending 10L a year.

Redemption Options

This is where you need to put your mind to some use. I wish HSBC made this part easier for everyone.

Catalogue Redemptions

  • Popular shopping Gift Vouchers available
  • Expected Reward Rate: 0.25% (normal) to 1% (on 10L spend)

Airline Transfers

  • Singapore Airlines (1 Reward Point = 1 Kris Flyer Mile)
  • British Airways Executive Club (1 Reward Point = 1 Avios Mile)
  • Jet Airways (2 Reward Points = 1 JPMile)

Hotel Transfers

  • Taj InnerCircle (5 Reward Points = 1 TIC Point)
  • 1 TIC point = ~Rs.5
  • Reward rate: ~4.5% (only on 10L Spend)

Here are the numbers on Taj Points transfer,

For 45000 HSBC reward points in a year you will get 9000 TIC points. With this, you can get 7 nights stay in Taj Surya Coimbatore or 3 nights in Taj Fisherman’s Cove Chennai

Just like any other Hotel Loyalty program, based on the property, you can maximize the value even more.

Bottomline

So I have mixed views on this card as extracting value from it isn’t easy unless you’re into the points game. Airline transfers & Hotel transfers are the only ways to get handsome returns and suits only for those who could put 10L spend a year on it, nothing less, nothing more!

  • Rating: 3.5/5 [yasr_overall_rating]

Furthermore, if you club it with HSBC Offers you may get even more value, but it is overall far away to be called as “rewarding” for the regular cardholders.

Do you hold HSBC Credit Card? Feel free to share your experiences in the comments below.

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Ladies handbags: Ladies purse with pebble textured surfaceTrendy satchel bag design for every occasionTop handle with detachable sling strap

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Closure typeZipper
Outer materialPolyester
Occasion typeCasual
StyleSatchel
Number of pockets4
LiningFaux Leather
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Women Dress Product details

Material typeSynthetic
LengthMaxi
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Sleeve typeSleeveless
PatternFloral
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